AML, KYC & Financial Crime
I

Identomat

Identomat is a Georgian American identity verification and compliance platform sold to banks, insurers, electronic money institutions, payment providers, telecom operators, gaming operators and government agencies, covering onboarding know your customer checks, operator led video verification, anti money laundering screening, business verification, age verification and transaction monitoring from a single modular platform.

It was founded in 2019 by chief executive David Lomiashvili, chief operating officer Zurab Kotaria and chief technology officer Rezo Imnadze, and is incorporated in the United States with headquarters in Champaign, Illinois and its engineering base in Tbilisi. The verification engine combines document capture and optical character recognition across more than nine thousand government issued document types, chip reading, active, passive and cascading liveness detection tested to iBeta Level 2 for presentation attack detection, one to one and one to many face matching, proof of address extraction and risk scoring.

Results route automatically to approval, rejection or a manual review queue according to face similarity thresholds the customer sets, and a separate operator led video product provides a virtual branch for cases that need a supervised interview. More than one hundred enterprises and government bodies are reported as customers, named ones including Bank of Georgia, TBC Bank, ProCredit Bank, Credit Agricole, Liberty, the digital bank Space, the insurer Aldagi, the Ukrainian payment institution NovaPay, the Lithuanian electronic money institution Paysera and the World Bank GRAIL land administration project.

Pricing is published per verification across two priced tiers with stated monthly minimums and included volumes. Deployment spans public, private and hybrid cloud, hosted and on premises, verification data is hosted at Frankfurt on Amazon Web Services, and its privacy policy states that biometric data and facial images are never used to train or improve any model.

Last VerifiedOctober 2, 2026
Compare Identomat with other vendors
Founded
2019
Headquarters
Champaign, Illinois, United States
Categories
aml-kyc-financial-crime, fraud-and-transaction-risk, compliance-and-surveillance
Assessment

Capability Axes

Capability grades

15 of 15 axes rated · 12 graded A or B

AI Capability
AI Centrality
BB on AI CentralityThe models are the engine of a core capability, layered on a product that would still function without them as a rules or workflow system.
Vendor Published

Document recognition across more than nine thousand document types, forgery detection and face matching carry the core flow. Chip reads, machine readable zone parsing and template validation are deterministic, so a reduced checking pipeline would remain without the models.

Autonomy and Oversight Model
BB on Autonomy and Oversight ModelA written commitment that the models work alongside human judgment, with real review surfaces, short of the full control structure: commonly the threshold at which the system stops or what happens after it is wrong.
Vendor Published

A face similarity score routes each session to automatic approval, automatic rejection or manual review against thresholds the customer sets, and an operator led video product adds a live interview where needed. No default threshold or minimum review range is published, so nothing stops a buyer from setting thresholds that approve every session.

Model Risk Management and Transparency
BB on Model Risk Management and TransparencyReal transparency mechanisms are published, such as per alert explainability, confidence scoring or split testing, without the validation package or supervisory mapping behind them.
Vendor Published

Liveness was tested to iBeta Level 2 under ISO/IEC 30107 part 3, defeating printed masks, synthetic avatars and prerecorded video. False accept and false reject rates, model documentation and drift monitoring are unpublished.

Operational and Outcome Evidence
AA on Operational and Outcome EvidenceNamed customers with hard performance figures and enough method to test them.
Vendor Published

Niko Adeishvili, chief marketing officer of the gaming operator Crocobet, reports pass rates up 74 percent and onboarding twelve times faster after integration. That result comes from gaming rather than finance, the insurer Aldagi is quoted without a figure, and platform claims such as 98 percent conversion attach to no customer.

AI Safety and Data Stewardship
BB on AI Safety and Data StewardshipA categorical stewardship commitment is published without the retention schedule or the engineering detail behind it.
Vendor Published

Biometric data and facial images are used only for the requested verification and never to train or improve any model. Document images, extracted fields and session outcomes fall outside that promise, so whether they train models for other customers is open.

Regulatory and Compliance
GLBA and Data Privacy Posture
AA on GLBA and Data Privacy PostureThe privacy architecture is published in the specifics: data handling, retention, and a subprocessor list, which is rare in this index and valuable.
Vendor Published

Version 3.0 of the privacy policy, dated September 25, 2026, makes Identomat processor for verified people, deletes biometric templates right after comparison unless one to many checks are enabled, and deletes sessions within five business days of contract end. Requests from verified people go to the organization that ran the check, and a data protection officer is named.

Security Certifications and Trust Center
BB on Security Certifications and Trust CenterA recognized certification named in the vendor’s own material without the artifact, or with a scope or renewal question the buyer has to raise.
Vendor Published

SOC 2 Type 2 appears as a homepage badge, and ISO 27001 certification with penetration test reports is stated on the pricing page. Badges for eIDAS and CCPA certify nothing, and no trust portal, certificate number or audit period is published.

Regulatory Status and Licensure
CC on Regulatory Status and LicensureThe regulatory position is unstated. Most vendors in this index are technology suppliers and being unlicensed is the correct posture, so this grade records silence about the posture, not a missing license.
Vendor Published

An eIDAS compliant badge asserts alignment rather than trust service registration, and government work such as the World Bank GRAIL project is a customer relationship, not a regulatory position. A trust services statement linked from the footer sits on a document sharing service, and no license or register entry is stated.

AI Governance and Bias Disclosure
DD on AI Governance and Bias DisclosureNothing published on a product where the bias risk is concrete, such as credit decisioning or underwriting with no fair lending, disparate impact or adverse action disclosure.
Vendor Published

Face matching and liveness used across more than 193 countries come with no demographic performance breakdown, false reject rate by group or bias policy. Spoof testing is no substitute for accuracy figures across skin tone, age or gender.

AI Liability and Recourse
CC on AI Liability and RecourseMechanisms that enable challenge, such as audit trails and source traceability, with nothing standing behind the output and no route for the person affected.
Vendor Published

Legitimate applicants rejected automatically by a threshold have no route to Identomat itself, and nothing allocates responsibility for a false reject. Correction rights run through the requesting organization, and a manual review queue exists only where the customer staffs one.

Integration and Deployment
Model Supply Chain Disclosure
BB on Model Supply Chain DisclosureSubstantial partial disclosure, or a chain that is structurally short: an explicit in house build, on premise deployment, per customer instances, or zero retention at the model layer.
Vendor Published

Amazon Web Services, Google Cloud and Cloudflare are the named subprocessors, and no external model provider appears among them. Whether any Google Cloud model service touches verification data is not ruled out.

Core Systems and Integration Depth
BB on Core Systems and Integration DepthNamed systems or a documented public API, with the depth or the production evidence left open.
Vendor Published

Developer documentation covers a web API, iframe and redirect flows, mobile SDKs for iOS, Android and Flutter, and a sandbox account. Core banking and case management systems are not named as integrations.

Deployment Model and Data Residency
AA on Deployment Model and Data ResidencyOn premise or hybrid deployment is offered and documented, alongside where data rests.
Vendor Published

Public, private, hybrid and on premises deployment are offered, with verification data hosted in Frankfurt on Amazon Web Services and further AWS regions available. Those other regions are not enumerated.

Commercial
Commercial Transparency
AA on Commercial TransparencyPublished per unit rates a buyer can price against before any conversation.
Vendor Published

Essentials costs 45 cents per verification with a $150 monthly minimum covering 350 verifications, and Advanced runs from 28 cents with a $525 minimum covering 1,200. Setup fees and lock in are absent, and only the custom tier is priced in conversation.

Institution and Segment Coverage
BB on Institution and Segment CoverageNamed segments with dedicated material behind part of the coverage.
Vendor Published

Fintech, crypto and government services, among five segments, each have a dedicated page, and the telecom operator Cellfie gives a testimonial. Banks, insurers and electronic money institutions appear among customers without a segment page of their own.

Tracked Since Listing

Product updates

Material product, regulatory, evidence and commercial changes at Identomat, each verified against a live source and tagged to the capability axis it bears on. Funding rounds and awards are not product changes and are not logged.

Sep 4, 2026Product / capabilityPartially verified

Identomat shipped a verification update named Mercury, spanning a redesigned interface, an upgraded liveness check, more flexible document capture and review tools, cross-device functionality and support for a wider range of document types.

Bears on: AI CentralitySource
Our read on this update →Tracked since Sep 2026
Head to Head

Compared With

Most editorial comparisons pair two vendors the index assesses as direct competitors for the same buyer. Some pair vendors that are adjacent rather than rival, where the useful question is where one ends and the other begins. Each carries a verdict, the buyer conditions that favor each vendor, and a graded side by side.

Alternatives to Identomat

Vendors in the same categories as Identomat whose profiles look most alike, each with a line on what the product does. Similar is not the same: check that each one does the job you need. No vendor pays for placement.

iDenfy is a Lithuanian regulatory technology company providing identity verification, business verification, anti money laundering screening and monitoring, transaction monitoring and fraud…

Duna is a business identity platform for regulated companies, automating know your business, know your customer, customer due diligence and anti money laundering checks during onboarding.

Fourthline handles customer due diligence and anti money laundering compliance for European banks, fintechs, insurers and brokers, combining proprietary models for document authenticity…

Quantexa builds a resolved view of customers, counterparties and beneficial owners by reconciling records across internal systems, third party feeds, public records and corporate…

Mozn is a Riyadh enterprise AI company, founded in 2017, and FOCAL is its platform for financial institutions fighting money laundering and fraud.

Shufti sells identity verification, business verification, anti money laundering screening and fraud prevention through one application programming interface to banks, fintechs, crypto…

The index publishes no overall score or ranking. See what we assess and the methodology.

Commercial

Pricing

Vendor-published figures are labeled as such. Figures labeled “Estimated” are derived from third-party sources and have not been confirmed by the vendor.

Entry Price Pricing Basis Data Protection Terms Implementation Source
45 cents per verification (Essentials), with a $150 monthly minimum that includes 350 verifications.
Per verification with a monthly minimum and a flat rate. Advanced runs from 28 cents per verification with a $525 minimum including 1,200 verifications, unit prices fall as monthly volume rises, and a custom tier with on premises deployment and flexible data residency is quoted. Not tiered on the pricing page. The vendor's ISO 27001 certification is stated in a pricing page answer. No setup fees and no lock in. Value added tax is added to listed prices and no other charge is disclosed. Vendor Published

Tiers and unit prices taken from the vendor's own pricing page as of 2 October 2026. Prices exclude value added tax. Custom tier pricing is quoted.

Contact us

Found a vendor we missed? Have feedback on the index? We’d love to hear from you.

AI FinTech Index

The AI FinTech Index is an independent index that tracks changes to AI vendors in financial services. It holds 610 vendors across banking, lending, insurance, wealth, capital markets and financial crime compliance, each graded on the same 15 capability axes from public sources. No vendor pays for inclusion, placement, or rating.

Index Status
Last index update
October 20, 2026
The AI FinTech Index is an editorial reference, not a regulatory body. Vendor data is verified against published sources and public regulatory filings. Figures labeled “Estimated” have not been confirmed by the vendor. See the Methodology page for evaluation standards and limitations.
© 2026 AI FinTech Index
3801 N Capital of Texas Hwy, Ste E240 · Austin, TX 78746