Directory of AI business verification and KYB vendors

AiPrise verifies businesses and the individuals behind them across more than 200 countries through one interface, pulling registry records, local documents, sanctions and watchlist data, device and network intelligence and web signals from over a hundred sources into a single risk view. Its focus is emerging and harder to verify markets where registry data is incomplete, and it maps beneficial ownership beyond minimum regulatory thresholds. AI agents summarize websites, documents and alerts and generate enhanced due diligence reports while analysts retain the final decision against an audit trail.

Baselayer verifies American businesses rather than consumers, combining secretary of state filings, court records, registries, lien data and taxpayer identification number checks with website, social and review signals to confirm that a company, its owners and its signers are real and legitimate, and adds credit, lien and litigation data for underwriting. Its identity network links business application activity across participating institutions to surface loan stacking, application velocity and synthetic business identities, and it is distributed through a strategic partnership with FIS Decision Solutions and ChexSystems. Agent products include Risk Co.Pilot for underwriting and a Know Your Agent service.

Bits Technology, trading as Bits and registered in Sweden as Finbits AB, is a Stockholm compliance infrastructure platform founded in 2022 by former operators from Klarna, Amazon Web Services and Tink, led by cofounder and chief executive Jonatan Klintberg. It sells a single integration that replaces a stack of local point solutions, covering know your customer and know your business onboarding, a configurable AML risk score, ongoing due diligence across more than 1,300 lists, transaction monitoring built for the EU's AMLR 2027 requirements, and case management with audit trails across more than 100 markets. Through one connection customers reach more than 60 data sources, including Bolagsverket, SCB, Companies House and PRH, electronic identity schemes such as BankID, MitID, itsme and DigiD, and Veriff for identity verification. A no code workflow builder configures the process and the platform is delivered API first with public developer documentation. Bits AI adds an agent that summarizes raw case data and drafts an actionable decision which a human then verifies or edits, plus a co pilot that answers questions across case data, and Bits describes its role as sorting, summarizing and surfacing rather than deciding. Named customers include Alisa Bank, Qliro, Walley, Brite Payments, Coinmotion, Lesslie, CleverCards and 0to9, and Bits reports a 3.8 times return over five years for customers.

CleverChain is a London regulatory technology company, founded in 2021, that sells AI agents for due diligence, AML screening and compliance to banks, card providers, private banks, law firms and industrial groups. VERA carries out screening and customer due diligence end to end against each institution's own policies and procedures, LUMA handles AML screening and ongoing monitoring, KIRA and LEXI support interactive compliance and regulatory reviews, and CleverData and CleverScreen connect and reconcile registry and commercial data from providers including Experian, Dun & Bradstreet, LexisNexis and Kyckr. Findings cite their sources, conclusions carry their reasoning, and model versions and outputs are logged; the agents run on third party language models under zero data retention agreements, without training on customer data. It runs on AWS with isolated regional data planes, holds ISO 27001 certification and is a participant in the FCA's regulatory sandbox.

Detected is a London business verification and onboarding platform founded in July 2020 by Liam Chennells and Nathan Kelleher, positioning itself as a trust platform answering whether a business or individual can be trusted, across onboarding, screening, monitoring and decisioning. The platform is built around case management holding risk profiling, forms, documents and screenings, an orchestration engine that routes, validates and sequences the outputs of third party providers, and a no code workflow builder that lets compliance teams change onboarding journeys by customer type, product, jurisdiction or risk tier. It integrates directly with company registries worldwide, maps beneficial ownership to natural person level, verifies business domains against WHOIS records, screens entities and associated parties against sanctions, politically exposed person and law enforcement databases, and onboards companies, charities, trusts, funds, partnerships, sole traders and associations. Named providers running inside the platform include ComplyAdvantage, Dun and Bradstreet, LSEG, Moody's, Trulioo, GBG, OpenCorporates, Kyckr, AsiaVerify, Resistant AI and Anthropic. Named customers include Navan, which cut onboarding decision time from 52 days to one day, PHH Group, Fruugo, Zelis, DailyPay, Gumtree and Purolator, and GBG markets a co branded product called GBG Detected. Its published AI position states that every AI feature is opt in, that the AI acts in an advisory role surfacing insights rather than verdicts with human sign off enforced at every point, and that six named controls cover guardrails, prompt injection protection, hallucination controls, monitoring with quality scoring, consumption management and audit logging. It also runs a Model Context Protocol server letting customers connect their own agents to its data.

Dotfile is a Paris business verification platform founded in 2021 by Vasco Alexandre and Titouan Benoit inside the startup studio Hexa, formerly eFounders, with offices in San Francisco and London. It sells an end to end know your business platform that assembles a picture of a company through a single API reaching more than 60 data providers across more than 200 jurisdictions and more than 400 million company records. A customer lifecycle layer covers data orchestration, a configurable risk engine, an Integration Studio with more than 1,000 connectors, case management and a white label client portal. A data intelligence layer covers business data and beneficial ownership discovery, anti money laundering and sanctions screening, online reputation scoring, identity verification, and Dotfile Autonomy, AI agents that pre investigate business verification cases from document collection to a risk summary. Solutions are packaged for business onboarding, individual onboarding, perpetual monitoring, back book remediation and fraud detection, with risk scoring for cryptocurrency businesses and readiness for the European MiCA regime. Named customers include Flowdesk, which reports onboarding 75 percent faster, Keyrock, Defacto, Spendesk, Unzer, Flow Traders and Roundtable. It takes registry coverage from Kyckr and electronic identity verification from GBG, states EU located servers, and runs a trust center on its own subdomain.

Duna is a business identity platform for regulated companies, automating know your business, know your customer, customer due diligence and anti money laundering checks during onboarding. The platform collects and structures company data, routes checks to third party data providers, applies real time risk scoring and runs automated audit trails. Its stated direction is a shareable digital passport for every business, evolving into a network where one verification is reused across institutions for one click onboarding. Buyers are banks, fintechs, payment infrastructure providers and regulated platforms, concentrated in Europe.

Encompass Corporation sells EC360, a corporate digital identity platform that banks use to verify corporate clients for know your customer (KYC) onboarding, due diligence, refresh and remediation. It pulls data and documents in real time from corporate and beneficial ownership registries, regulators, stock exchanges and data vendors, more than 175 public data products in all, joins them with information the client supplies through a secure portal, resolves conflicts, unwraps ownership to the ultimate beneficial owners and screens the people it finds against sanctions, politically exposed person and adverse media lists. Each profile links every data point to its source document and goes to the bank by API or file, into its own client lifecycle management, customer relationship management or core systems. AI sits in two places. Generative AI document processing extracts ownership and KYC data from filings and client documents, using an embedded large language model or the bank's preferred one, and an EC360 server for the Model Context Protocol lets a bank's own agents run KYC searches, policy rules and screening through EC360 with the source trail attached. EC Review applies the same automation to bulk KYC refresh and remediation. Founded in Australia in 2012, Encompass has offices in Glasgow, London, Amsterdam, New York and Sydney, bought ING's CoorpID and Blacksmith KYC platforms, and names BNP Paribas, ING, RBC Capital Markets, NAB and SEB among the banks using it, with BNP Paribas leading its latest funding round.

First AML is an Auckland customer due diligence platform founded in 2017, co founded by Bion Behdin who serves as chief revenue officer, and now operating across New Zealand, Australia, the United Kingdom and Europe with separate platform instances for the Australasian and UK and European regions. The company began as a compliance operator rather than a software vendor and states it processed more than two million anti money laundering cases itself before releasing the platform, which is the experience it markets the product on. It sells an end to end customer due diligence workflow covering onboarding, individual and business verification, screening, enhanced and ongoing due diligence, risk assessment and regulatory reporting, aimed at organizations with complex or international entity structures. Four named AI features sit inside it. Entity Insights searches public records, registries and credit data to produce a structured open source report on an entity with follow up questions, aimed specifically at foreign entities and thin data jurisdictions. An AI document reader parses trust deeds, constitutions and other complex documents in around sixty seconds, extracts beneficial owners and certification details and builds the ownership structure inside the case. AI supported individual verification captures live video alongside an identity document and matches faces biometrically. Advanced AI screening surfaces court proceedings, criminal filings and paywalled content, and a screening agent labels each result as a false positive, false match or true match for a human to accept or override. The company frames the arrangement as the customer owning the compliance rules and review steps while the AI runs against them, clears routine work and escalates cases needing judgment. It serves four industries, accounting, law and conveyancing, real estate, and finance, and in February 2026 partnered with the legal software group Aderant to reach law firms internationally. It runs a trust center on Drata, a security page, a public status page and a published plans and pricing page.

Harmoney orchestrates counterparty compliance for European insurers, banks, wealth managers, fund platforms, leasing groups and payment companies, covering identification and validation, document enrichment, UBO verification, fraud detection, digital signing, AML, PEP, sanctions and adverse media screening, risk scoring, case management, continuous monitoring and MiFID, IDD and ESG profiling. Its organizing idea is a reusable financial passport for each individual and corporate customer, kept current and shared across relationship managers, compliance teams and the customer, deployable white label under the institution's brand. HarmonAI orchestrates AI tools for compliance, with agents for invoice and bank detail fraud, negative news, screening alert resolution and identity fraud working with a human always in the loop, and partners include Creditsafe, Topograph and Discai. Named customers include Swiss Life Luxembourg, Baloise Belgium, Ayvens, Hauck Aufhäuser and MangoPay, and the company also offers managed compliance services.

Know Your Customer sells know your business (KYB) and know your customer (KYC) software to banks, payment firms, corporate service providers and other regulated businesses that onboard companies. KYC Workspace runs corporate and small business onboarding on risk based workflows, KYC Data delivers registry and anti money laundering data through one application programming interface, and KYC Review refreshes company records automatically and screens every customer, shareholder and beneficial owner against sanctions, politically exposed person and adverse media lists. It connects live to more than 500 local registries in 153 jurisdictions, pulling filings at the moment of a check rather than from a cached database. The AI sits in document and ownership work. A proprietary mix of optical character recognition, machine learning and natural language processing turns scanned registry filings into structured data, an AI based engine traces shareholders and beneficial owners through nominee and holding entities across borders, and an AI agent now runs registry searches without an integration. Identity checks validate documents from more than 180 countries with facial recognition and liveness detection. Founded in Hong Kong in 2015, with offices in Hong Kong, Dublin, Singapore, Shanghai and London, it names DBS Hong Kong, Standard Chartered Hong Kong, Ping An OneConnect Bank and Hamburg Commercial Bank among its clients, and sells single company records by card at a price shown before purchase.

KYP, for Know Your Partner, monitors the businesses an institution depends on rather than the customers it onboards, replacing point in time due diligence with continuous surveillance. Volumetric Monitoring analyzes the payment behavior of an acquirer's or payment provider's merchant portfolio to detect emerging transaction risk, and WebCompli monitors merchant websites for compliance, drawing on credit data, anti money laundering signals, adverse media, fraud signals, corporate structure data and cyber risk insight from Mastercard's RiskRecon. Distribution runs largely through payments and embedded finance partners, and named users include Neogames, Pariplay and PayModum.

Middesk is a business identity platform that verifies companies rather than people and takes that verification through to a decision. It draws on primary government sources first, with direct connections to the Internal Revenue Service and all fifty Secretary of State offices, then layers alternative sources and network signals across more than 400 data providers, covering business verification, taxpayer identification matching, beneficial ownership, sanctions screening and ongoing monitoring. Middesk Agents pull data, cross reference sources and document findings for customer identification, due diligence, enhanced due diligence and merchant risk, while machine learning models detect risk patterns and ownership networks for fraud prevention. Further products supply entity data for underwriting and file state and federal registrations on a client's behalf. Institutions set rules for straight through approval and send the remainder to human review. Middesk names customers including Rho, Toast, Mercury, Brex, Ramp, Plaid and Rippling, states that it verifies 7 million businesses a year, and has an announced integration with Backbase's engagement banking platform. Coverage is built on United States sources.

smartKYC automates counterparty due diligence for private banks, corporate and investment banks, retail banks, wealth managers and multinational corporates through smartEYE for Banks and smartEYE for Corporates, using multilingual natural language processing that machine reads online media, registries, court records and watchlists in their native language rather than matching keywords. Its distinguishing method is identity level screening: every hit is scored for relevance using attributes such as age, nationality and company affiliation rather than name alone, which addresses the false positive problem that dominates adverse media work. Coverage spans onboarding, periodic refresh, perpetual monitoring, batch remediation and source of wealth analysis, and the platform can run on premise or in the cloud. InvestCloud has built smartKYC into its Intelligent Screening product for wealth managers.

Spektr, legally spektr ApS, is a Copenhagen compliance infrastructure company founded in 2022 by Mikkel Skarnager as chief executive with Ciprian Florescu as chief technology officer, Jan Erik Wagner as chief revenue officer and Jeremy Joly as chief product officer, a founding team with a prior exit in identity verification. Its argument is that a decade of compliance technology addressed workflow and data collection while leaving the analytical work itself to human analysts, so it sells agents that do that work: researching a company, interpreting what is found, verifying that a business actually operates, mapping ownership, and writing a structured risk rationale. Nine named agents cover business verification, industry classification, network discovery, address checking, license checking, document review, source of funds, false positive reduction and website checking, and an agent builder lets a customer define new ones. Around the agents sit configurable processes for business and individual onboarding, customer and transaction monitoring, case operations, risk scoring, remediation, enrichment, questionnaires and event orchestration, with a public API, and agent workflows pause at designated decision points for a person to choose the next action. Named customers include Santander Leasing, Nexi, Pleo, Mercuryo, Monta, Kompasbank, Athlos and Fyorin, and it has offices in London and New York. It holds ISO/IEC 27001:2022, ISO/IEC 27701:2019 and ISO/IEC 42001:2023 certifications and a SOC 2 Type II attestation, states that data is hosted within the European Union, and lists three contract tiers with published prices on AWS Marketplace.

StandardC is a compliance platform for community banks, credit unions and merchant processors covering onboarding, due diligence, screening and ongoing monitoring through three modules: ApplyC for account and loan origination, VerifyC for GPS tagged virtual site visits with time stamped documentation, and MonitorC for screening and monitoring individuals and businesses. StandardC AI adds agents that run compliance checks and produce a structured report for the institution's examiners, with human reviewers dispositioning the findings, and is built on what the company describes as a patent pending privacy architecture in which customer personally identifiable information never reaches an AI model. Prism Bank is quoted as a customer, ID.me is integrated for identity verification, and a SOC 2 Type 2 report is available on request through its trust center.

Strise is an anti money laundering automation platform founded in Oslo in 2016 by Marit Rodevand, Patrick Skjennum and Sigve Sorasen, launched commercially in 2019 after three years of development, and now operating from Oslo and a London office. Its core proposition is data resolution rather than data aggregation: a continuously updated knowledge graph that links companies, directors, ownership structures, sanctions exposure and adverse media into one connected record instead of leaving them in separate databases, with natural language processing extracting information from documents and AI features that write a plain language risk summary for each review and widen adverse media search. Its products cover business onboarding, individual onboarding, ongoing due diligence, identity verification, beneficial ownership discovery, back book remediation, risk scoring, screening and alert triage, and document analysis. It states that roughly 70 percent of top tier Nordic banks use it, and names customers across banking, payments, insurance, pensions, wealth management, audit, property and law, including Nordea, Danske Bank, Handelsbanken, the SpareBank 1 alliance, BN Bank, Sparebanken Norge, Vipps MobilePay, Storebrand, Fremtind, KLP, Formue, BDO, British Land, PwC Norway, EY UK and Orrick. BN Bank reports a 30 percent reduction in false positives. It partners with Kyckr for registry data across more than 300 registries, Signicat for digital identity, and Stacc and PSA Solutions for distribution, processes and stores customer data on Google Cloud in Belgium, publishes its subprocessor list, holds ISO/IEC 27001 certification and a SOC 2 Type 2 attestation, and runs a trust center and a public platform status page.

Worth AI consolidates small business onboarding and underwriting for banks, credit unions, fintechs and payment providers into one decisioning layer, combining business and beneficial owner verification, identity checks, bank and financial verification, fraud detection and credit assessment. Its proprietary crosswalking technology matches business identities in real time across secretary of state filings, federal tax records and other sources against a database of more than 350 million business profiles in over 200 countries and territories. The Worth Score turns those records into a unified business credit score, agents clear cases that match a lender's policy and route the rest to underwriters with reason codes, and CODI, an underwriting assistant, lets staff question the agents' reasoning.