Intelligo Group vs Xapien (2026)
Both turn a name into a due diligence report, AI is central to both, and each discloses the half the other withholds. Intelligo keeps a person in the loop: its reports are automated and analyst enhanced, with human analysts validating machine output before it reaches the client, and it sells into private markets diligence with Hamilton Lane's head of operational due diligence quoted by name. Xapien shows its machinery: its founder names the model provider, the versions and the task each performs, and it publishes a downloadable ISO 27001 certificate. But Xapien's own workflow says the review step can be automated with no floor beneath it. The sharpest gap is Intelligo's. Its output is an adverse finding about a named individual, nothing published addresses how evenly it produces one, and the person described has no route to see or correct it.
- You want a human analyst on every report. Intelligo's reports are automated and analyst enhanced: machine output is validated by human analysts before it reaches the client, where Xapien publishes an option to remove that step.
- Your diligence is on managers and portfolio company executives. Intelligo's named uses include pre investment and M&A diligence, executive background checks, asset tracing and continuous monitoring, sold to funds, banks, insurers and institutional allocators.
- Your operational due diligence runs on Dasseti. A partnership places Intelligo's checks inside that platform, so a background report can be commissioned from inside an allocator's existing workflow.
- You want a private markets reference. The head of operational due diligence at Hamilton Lane appears on Intelligo's own site, named with role.
- You need to know which models write your reports. Xapien's founder names the provider, the specific model versions and the task each performs, a level of model disclosure the category rarely shows.
- Your procurement needs a real certificate. Xapien publishes a downloadable ISO 27001 certificate naming the certified legal entity, where Intelligo publishes no security certification.
- Speed and sources both matter. Xapien returns a fully sourced background report, averaging 7.5 minutes across a sample of a thousand reports, drawing on registries, sanctions and politically exposed person data, court records and the open web.
- You want pricing without per seat charges. Xapien's three published tiers are set by annual report volume with unlimited users at every tier, and a customer does not pay for a report it is unhappy with.
This comparison is published by AI FinTech Index, an independent research platform that publishes independent ratings of AI vendors for financial services. Intelligo Group and Xapien are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI FinTech Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Intelligo Group | Xapien | |
|---|---|---|
| Primary category | Compliance, Surveillance & RegTech | Compliance, Surveillance & RegTech |
| Founded | Not published | 2018 |
| Headquarters | Not published | London, United Kingdom |
| Website | www.intelligo.ai | xapien.com |
Side by Side
Select any grade to read the note behind it.
| Axis | I Intelligo Group |
X Xapien |
|---|---|---|
| AI Centrality | ||
| Autonomy and Oversight Model | ||
| Model Risk Management and Transparency | ||
| Operational and Outcome Evidence | ||
| AI Safety and Data Stewardship | ||
| GLBA and Data Privacy Posture | ||
| Security Certifications and Trust Center | ||
| Regulatory Status and Licensure | ||
| AI Governance and Bias Disclosure | ||
| AI Liability and Recourse | ||
| Model Supply Chain Disclosure | ||
| Core Systems and Integration Depth | ||
| Deployment Model and Data Residency | ||
| Commercial Transparency | ||
| Institution and Segment Coverage |
Product updates
The latest logged changes from each vendor, newest first, each linked to its source.
Xapien
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Integration / interoperability
Xapien released a native application on the ServiceNow AI Platform, available in the ServiceNow Store with free trials for ServiceNow customers.
Source
The short version of each
Intelligo Group
Intelligo sells AI driven background intelligence and due diligence to banks, investment funds, insurers and institutional investors through its Clarity platform. Its models read corporate registries, legal filings, asset records and regulatory data, along with news, social media and data leak sources, to produce a risk report on a named person or company that human analysts validate before delivery. According to the AI FinTech Index, AI is central to the product and that analyst review is structural. Its customer evidence names Hamilton Lane's head of operational due diligence. It publishes no fairness analysis for adverse findings about individuals and no route for the person described to see or correct them. It names its sources only by category and publishes no security certification.
Source: AI FinTech Index, 2026
Xapien
Xapien automates the research step of due diligence. It turns the name of a person or company into a fully sourced background report drawn from registries, sanctions and politically exposed person data, court records and the open web, averaging 7.5 minutes across a sample of a thousand reports. According to the AI FinTech Index, AI is central to the product and the models beneath it are documented in detail: its founder names the provider, the model versions and the task each performs. It publishes an ISO 27001 certificate and has a listed application on a major workflow platform. The gaps are an automatable review step with no stated floor, a 97 percent accuracy figure with no method, and two different hosting clouds named on its own pages.
Source: AI FinTech Index, 2026
Common questions
Is Intelligo or Xapien better for AI due diligence reports?
Both produce a research report on a named person or company, and AI is central to both. Intelligo keeps a human analyst on every report before delivery and serves private markets diligence, with Hamilton Lane named. Xapien discloses more: its model provider and versions, an ISO 27001 certificate and published tiers. Intelligo publishes nothing on fairness or recourse for the people its reports describe; Xapien says little about either. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
Does a human check the reports in each?
Intelligo states that machine output is validated by human analysts before it reaches the client, so the review is structural. Xapien's own five step workflow says the review and edit step can be manual or automated with configurable rules, and publishes no minimum level of human review. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
Which AI models and sources do Intelligo and Xapien use?
Xapien's founder names the provider, the specific model versions, the task each performs and the reason for the split. Intelligo describes its sources by category (registries, legal and asset records, regulatory data, news, social media and data leak sources) and names no model or source. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
What can a person do if a report about them is wrong?
Neither publishes a route for the person a report describes to see, dispute or correct it. Intelligo also publishes no accuracy commitment. Xapien offers a small real remedy to the customer: no payment for a report the customer is unhappy with. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
How are Intelligo and Xapien priced?
Xapien publishes three tiers set by annual report volume on a twelve month term with unlimited users, without stating a price. Intelligo publishes no pricing basis and says only that options vary by use case, with an older launch claim of roughly half the average market price. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
Where does each publish the most, and the least?
Both say little about accuracy and validation, where data sits, privacy terms or licenses. Xapien publishes most on the models it is built on and documents its security certification and integrations in part. Intelligo publishes most on its analyst review and publishes nothing on fairness or on recourse for the people its reports describe. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified September 21, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Compliance, Surveillance & RegTech page.
Intelligo's two biggest gaps meet in the same person. The output is an adverse finding about a named individual, assembled from name matching, entity resolution and media analysis that carry known and uneven error profiles, and nothing published addresses how evenly the system produces those findings or gives the person described any route to see or correct them. It names its data sources only by category and publishes no security certification.
Xapien's gaps are narrower but real: its workflow states that the review step can be automated with configurable rules and publishes no floor beneath that, its 97 percent accuracy figure has no method behind it, and two of its own pages name two different hosting clouds. Both say little about licenses and regulators, and Intelligo's silence is the more pointed because executive background checks, one of its own named uses, engage rules it never mentions.