Insly vs Korint (2026)
This choice comes down to where an MGA's manual work piles up and which market it trades in. Insly, based in London with teams in Tallinn and Warsaw, built its platform around managing general agents and adds Nora, an AI layer that reads broker submissions in any format, chases missing information by email or phone and exports the finished file into the policy system. Its claims portal gives every claim an approve, reject or needs review recommendation with a confidence score and the policy terms behind it, and a handler decides. Korint, founded in Paris in 2022, serves French property and casualty insurers, MGAs and delegated brokers. Its agents work on servicing tasks such as cancellations and endorsements inside a scope the client sets, and every claim gets a document fraud score checked against a threshold the insurer chooses. Korint lists a $10,000 a month Standard Plan on AWS Marketplace, where Insly publishes its pricing structure but no figure. Insly holds ISO 27001 and ISO 27017 certification, and Korint reports ISO 27001 and a SOC 2 Type 2 report.
- Submissions arrive from brokers as emails, PDFs, spreadsheets and handwritten forms. Nora extracts them into your template, chases the broker by email or phone for what is missing and exports a complete file into the policy system.
- Claims triage is the bottleneck. Every claim gets an approve, reject or needs review recommendation with a confidence score and the terms and laws behind it, routed by amount thresholds you set.
- The book spans several markets and specialist lines. Insly clients write aviation, fleet, cyber, professional and directors and officers cover across Europe, North America and Australia.
- Delegated authority reporting eats the week. Insly takes claims in by bordereau, produces claims bordereaux and keeps premium in a double entry ledger.
- The portfolio is French motor, mobility or specialty business. Korint builds in French vehicle registries and broking data exchange, and Wakam, Yeet and Tutassûr run on it.
- Servicing volume is the bottleneck. Korint's agents handle cancellations, endorsements and chasers within a scope you define, with human validation wherever you require it.
- Doctored documents are the fraud worry. Korint checks every document on a claim for retouching, altered invoices and AI generated files, rolls the signals into one score and opens a verification task above your threshold.
- Procurement needs a price point first. Korint's AWS Marketplace listing prices a Standard Plan at $10,000 a month on a one month contract, with no integration fees.
This comparison is published by AI FinTech Index, an independent research platform that publishes independent ratings of AI vendors for financial services. Insly and Korint are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI FinTech Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Insly | Korint | |
|---|---|---|
| Primary category | Insurance AI | Insurance AI |
| Founded | 2013 | 2022 |
| Headquarters | London, United Kingdom | Paris, France |
| Website | insly.com | www.korint.io |
Side by Side
Select any grade to read the note behind it.
| Axis | I Insly |
K Korint |
|---|---|---|
| AI Centrality | ||
| Autonomy and Oversight Model | ||
| Model Risk Management and Transparency | ||
| Operational and Outcome Evidence | ||
| AI Safety and Data Stewardship | ||
| GLBA and Data Privacy Posture | ||
| Security Certifications and Trust Center | ||
| Regulatory Status and Licensure | ||
| AI Governance and Bias Disclosure | ||
| AI Liability and Recourse | ||
| Model Supply Chain Disclosure | ||
| Core Systems and Integration Depth | ||
| Deployment Model and Data Residency | ||
| Commercial Transparency | ||
| Institution and Segment Coverage |
The short version of each
Insly
Insly, a London company founded in 2013, sells no code policy administration to managing general agents, insurers and brokers, with broker portals that bind simple risks automatically, a double entry accounting ledger and claims handling built for delegated authority. Its AI layer, Nora, turns broker submissions in any format into complete files and answers questions from the client's own underwriting guide, and its claims portal recommends an outcome on every claim with a confidence score for a handler to accept or change. Ridge Canada and Accelerate Underwriting run their MGAs on it.
Source: AI FinTech Index, 2026
Korint
Korint, a Paris company founded in 2022, sells a modular core to European property and casualty insurers, managing general agents and delegated brokers: Core for policy administration, Reach for quote journeys and broker extranets, Engine for versioned pricing rules, and Claims. Its own agents read incoming documents, handle cancellations, endorsements and chasers within a scope the client sets, and score every claim for document fraud against the insurer's threshold. Wakam, Yeet, WTW and Tutassûr run on it, hosted on AWS in Ireland and Paris.
Source: AI FinTech Index, 2026
Common questions
Is Insly or Korint better for a managing general agent?
According to the AI FinTech Index, the answer turns on market and workload rather than raw capability. Insly is built around MGAs across several markets and puts its AI at submission intake and claims triage. Korint focuses on French property and casualty, aims its AI at servicing and claims fraud, and presents its controls as evidence that helps wholesale brokers and MGAs win full delegations from insurers.
Do Insly's and Korint's AI tools decide claims on their own?
Neither says so. Insly's claims AI recommends approve, reject or needs review, the handler makes the final decision, and client rules with amount thresholds route claims to people. Korint's fraud score sends files above the insurer's threshold to a verification task or a required derogation, and workflow thresholds decide which settlements go through without validation. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
Where do Insly and Korint host data?
Korint runs on AWS in Ireland and Paris and says its data and processing stay in Europe. Insly processes personal data within the EU and EEA, with transfers outside only under contractual safeguards, and names neither its hosting provider nor its regions. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
How are Insly and Korint priced?
Insly charges a monthly fee for a base package plus modules, with implementation as a fixed fee or pay as you go and unlimited users, brokers included, but publishes no figure. Korint prices on the volume processed with unlimited seats once live, and its AWS Marketplace Standard Plan costs $10,000 a month on a one month contract. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Insurance AI page.
Insly owns Socrates Systems, a UK platform for specialist insurers and MGAs that still sells under its own name. Insly says client data is never used for model training while marketing Nora as learning with every interaction, and it does not explain how the two fit.