Korint vs Root Platform (2026)
Both platforms promise fast launches, and the choice turns on who builds the product and in which market. Korint, a Paris company, gives business teams configured modules for policy administration, quote journeys, pricing rules and claims, with French vehicle registries and broking data exchange built in, and its own agents handle documents, servicing tasks and claims fraud scoring. Root Platform, which works from London and Cape Town, keeps each product's logic as code in product modules built through its Workbench, command line tools and public API, with an MCP server and agent skills for coding assistants. Root's Claims AI, still in beta and switched on per role, reads claim documents against prompts the client's claims managers write and recommends approve or reject, and every claim still passes an assessor and a supervisor. Root reports more than 7 million policies in force, with Admiral's embedded motor cover among them, while Korint names Yeet, WTW and Tutassûr with growth and speed figures. Root offers a single tenant Private Stack in an AWS region the client chooses, and Korint runs on AWS in Ireland and Paris.
- Business teams, not developers, will configure products. Korint's modules are configured, and Engine prices on versioned rules or calls your existing actuarial engine.
- The book is French. French vehicle registries and broking data exchange are built in, and Korint's named customers work in the French market.
- Servicing work should be automated. Korint's agents handle cancellations, endorsements and chasers within a scope you define.
- A published price helps procurement. Korint lists a $10,000 a month Standard Plan on AWS Marketplace, with no integration fees.
- Developers will build and own the product. Root product modules are code, with a public API reference, a command line tool, an MCP server and agent skills for coding assistants.
- Cover is sold inside a retailer, bank or telecom journey. Root's white labelled portal and APIs power Admiral's embedded motor cover, including a single monthly bill for Wagonex car subscribers.
- Data needs its own environment. Private Stack runs a dedicated single tenant copy of the platform in an AWS region you choose, with Ireland and Cape Town among those shown.
- Claims decisions must stay with people. Root's Claims AI only recommends, AI is switched on per role, and every claim passes an assessor and a supervisor.
This comparison is published by AI FinTech Index, an independent research platform that publishes independent ratings of AI vendors for financial services. Korint and Root Platform are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI FinTech Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Korint | Root Platform | |
|---|---|---|
| Primary category | Insurance AI | Insurance AI |
| Founded | 2022 | 2016 |
| Headquarters | Paris, France | Not published |
| Website | www.korint.io | rootplatform.com |
Side by Side
Select any grade to read the note behind it.
| Axis | K Korint |
R Root Platform |
|---|---|---|
| AI Centrality | ||
| Autonomy and Oversight Model | ||
| Model Risk Management and Transparency | ||
| Operational and Outcome Evidence | ||
| AI Safety and Data Stewardship | ||
| GLBA and Data Privacy Posture | ||
| Security Certifications and Trust Center | ||
| Regulatory Status and Licensure | ||
| AI Governance and Bias Disclosure | ||
| AI Liability and Recourse | ||
| Model Supply Chain Disclosure | ||
| Core Systems and Integration Depth | ||
| Deployment Model and Data Residency | ||
| Commercial Transparency | ||
| Institution and Segment Coverage |
The short version of each
Korint
Korint sells configured modules for policy administration, quote journeys, pricing rules and claims to European property and casualty insurers, MGAs and delegated brokers, mostly in France, with French vehicle registries and 49 native integrations such as Stripe, GoCardless and Docusign. Business teams set products and rates without code, and Engine can call an insurer's own actuarial engine in real time. Its own agents handle documents and servicing within a client set scope, claims carry a document fraud score, and the platform runs on AWS in Ireland and Paris.
Source: AI FinTech Index, 2026
Root Platform
Root Platform, which works from London and Cape Town, sells an API first insurance core on which each product's logic is kept as code in modules built through its Workbench, with collections, claims, complaints and notifications behind public APIs and a white labelled portal for embedded sales. Its Claims AI assistant, in beta and switched on per role, reads claim documents against prompts the client writes and recommends approve or reject, and every claim still passes an assessor and a supervisor. Admiral's embedded motor cover and Mr Price's 3 million policies run on Root.
Source: AI FinTech Index, 2026
Common questions
Is Korint or Root Platform better for a UK MGA?
According to the AI FinTech Index, Root is the closer fit in the UK, where it expanded in 2022 and works with Admiral. Korint's integrations include UK vehicle and claims databases, but the customers it names work in France.
How do Korint and Root Platform use AI on claims?
Korint scores each claim for document fraud and routes files above the insurer's threshold to a verification task or a required derogation, while workflow thresholds decide which settlements go straight through. Root's Claims AI, in beta, recommends approve or reject against prompts the client writes and flags missing documents, and an assessor and then a supervisor decide every claim. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
What security reports can a buyer get from Korint and Root Platform?
Korint's trust center lists ISO 27001:2022 certification and a SOC 2 Type 2 report. Root has completed a SOC 2 Type 1 audit, with the report available under NDA through its trust center, and the ISO 27001 credentials it cites belong to AWS. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
Do Korint and Root Platform publish their contract terms?
Root publishes its master services agreement, which provides the services as is and caps each party's liability at 12 months of fees. Korint's published terms cover only its website, and it cites a contractual SLA for the service. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 12, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Insurance AI page.
Root Platform is a Delaware company with UK and South African subsidiaries, and it is unrelated to Root Insurance, the US carrier. Root's master services agreement places compliance with financial services and consumer protection law on the client.