Fraud Detection & Transaction Risk
O

Oz Forensics

Oz Forensics builds facial biometric liveness detection and face matching software sold to banks, fintechs, identity verification vendors, telecommunications operators, gaming operators and government agencies in more than 30 countries. Founded in 2017 and headquartered in Dubai, it was acquired in September 2024 by Unico, a Brazilian digital identity company, and continues to ship under its own name.

Oz Liveness establishes that a real person is present and defends against presentation attacks, injection attacks, deepfakes and three dimensional masks; Oz Biometry performs one to one verification and one to many identification; document character recognition sits alongside. It sells a hosted service, on premises licenses, an Instant API that stores no data, and listings on the AWS and Huawei cloud marketplaces, and reports more than 3 million authentications a day.

External validation includes presentation attack detection testing at levels 1, 2 and 3 by iBeta and BixeLab, injection attack detection testing by BixeLab against CEN/TS 18099, and NIST face recognition evaluation of its matching model. Its trust center publishes the laboratory reports, ISO/IEC 27001:2022 and SOC 2 Type 2 credentials and a subprocessor list. Named customers include Alvos, Caina and Unico.

Last VerifiedOctober 2, 2026
Compare Oz Forensics with other vendors
Founded
2017
Headquarters
Dubai, United Arab Emirates
Website
ozforensics.com
Categories
fraud-and-transaction-risk, aml-kyc-financial-crime, customer-banking-agents
Assessment

Capability Axes

Capability grades

15 of 15 axes rated · 11 graded A or B

AI Capability
AI Centrality
AA on AI CentralityThe artificial intelligence is the product. Remove the models and there is nothing left to sell.
Vendor Published

Presentation attack and deepfake detection, one to one and one to many face matching, and document recognition are what it sells, delivered as kits, a hosted service and on premises licenses. No workflow, case manager or screening database sits beside the models, so removing them leaves nothing.

Autonomy and Oversight Model
CC on Autonomy and Oversight ModelAutonomy is claimed and oversight is asserted without a mechanism, or full automation is presented as the entire disclosure. Human in the loop appears as a phrase rather than a described control.
Vendor Published

Each liveness check returns a determination with no settable confidence threshold, escalation route, manual review surface or attempt limit published. An institution consuming the signal inherits an outcome it did not produce.

Model Risk Management and Transparency
BB on Model Risk Management and TransparencyReal transparency mechanisms are published, such as per alert explainability, confidence scoring or split testing, without the validation package or supervisory mapping behind them.
Vendor Published

Full BixeLab reports for presentation and injection attack detection and biometric performance sit in the trust center, alongside ISO/IEC 19794 5 image quality assessments and iBeta results. That is test documentation, not model documentation, and no validation summary or drift monitoring is described.

Operational and Outcome Evidence
BB on Operational and Outcome EvidenceVendor aggregate claims with real figures, or audited scale disclosures from a publicly listed company.
Vendor Published

Alvos's chief technology officer says verifying a customer went from hours to minutes, and Caina and Unico describe guidance and reliability gains, beside more than 3 million authentications a day. The Alvos change carries no figure or method, and laboratory results measure the technology rather than customer outcomes.

AI Safety and Data Stewardship
AA on AI Safety and Data StewardshipThe cross client data boundary is answered specifically and falsifiably: commitments like zero training on customer data or per customer model instances.
Vendor Published

Model improvement is limited to customer data explicitly provided for it, and no pooled dataset or shared negative list is described. What counts as explicitly provided data is left for contract.

Regulatory and Compliance
GLBA and Data Privacy Posture
BB on GLBA and Data Privacy PostureA substantive privacy document that reaches the product itself, short of the subprocessor list or the full data handling detail.
Vendor Published

The trust center names a data privacy officer and covers data subject requests and breach notification, with GDPR compliance stated. Retention for facial images and liveness video on the hosted path is unpublished, and Illinois, Texas and Washington biometric law is not addressed.

Security Certifications and Trust Center
AA on Security Certifications and Trust CenterCertifications named with their type and presented as retrievable artifacts, usually through a trust portal a buyer can open without asking.
Vendor Published

ISO/IEC 27001:2022 and a SOC 2 Type 2 report, both from 2025, and a Level 1 Cloud Security Alliance STAR entry are presented as artifacts in the trust center. Certificate numbers and the SOC 2 audit period are not shown.

Regulatory Status and Licensure
CC on Regulatory Status and LicensureThe regulatory position is unstated. Most vendors in this index are technology suppliers and being unlicensed is the correct posture, so this grade records silence about the posture, not a missing license.
Vendor Published

Technical conformity assessments against biometric standards are its credentials, not regulatory authorizations, and no financial license is stated. Government bodies appear as a customer type without any agency or program named.

AI Governance and Bias Disclosure
BB on AI Governance and Bias DisclosureAn independent demographic evaluation the vendor has submitted to, such as the NIST face evaluation class, or a governance framework with named process behind it.
Vendor Published

Its own face matching model was submitted to NIST's face recognition evaluation, which measures demographic differentials by design, and a 99.99 percent accuracy figure from it appears on the homepage. Only that headline number surfaces, not the demographic breakdown, and performance in emerging market capture conditions is not analyzed.

AI Liability and Recourse
CC on AI Liability and RecourseMechanisms that enable challenge, such as audit trails and source traceability, with nothing standing behind the output and no route for the person affected.
Vendor Published

Liveness rejections usually look to the person like a failed attempt with a prompt to retry, so someone repeatedly refused may never learn a determination was made. Beyond a data subject request route, Oz publishes no accuracy guarantee or review right, and responsibility across Oz, the identity platform and the institution is unallocated.

Integration and Deployment
Model Supply Chain Disclosure
AA on Model Supply Chain DisclosureEvery party between the customer’s data and the output is enumerated by name, canonically through a public subprocessor list naming the model providers.
Vendor Published

Subprocessors are named in the trust center: Google Cloud Platform in the United States for model development, Amazon Web Services and three business tools. Its models are its own, though no model or version identifier is given to record against a decision.

Core Systems and Integration Depth
BB on Core Systems and Integration DepthNamed systems or a documented public API, with the depth or the production evidence left open.
Vendor Published

Web and mobile SDKs with front end customization and on device or server execution make integration the delivery mechanism, and Unico embeds the technology in its own product. Which bank onboarding stacks it has been proven in is not stated.

Deployment Model and Data Residency
AA on Deployment Model and Data ResidencyOn premise or hybrid deployment is offered and documented, alongside where data rests.
Vendor Published

Hosted, on premises and a no storage Instant API are offered, with liveness able to run on the user's device, so biometric data need never leave the institution. For the hosted service, region and transfer mechanism outside the United States are not given.

Commercial
Commercial Transparency
CC on Commercial TransparencyNo price is published and engagement runs through a demo form, which is the norm in this index.
Vendor Published

A hosted service, on premises licenses and AWS and Huawei marketplace listings show how a deal can be shaped, but no rates, tiers or trial terms are published. Neither the per check rate for hosting nor the license basis for on premises use is stated.

Institution and Segment Coverage
BB on Institution and Segment CoverageNamed segments with dedicated material behind part of the coverage.
Vendor Published

More than 30 countries, weighted toward emerging markets, are reached across banks, fintechs and identity platforms, among others. As a component supplier, much of its institutional reach runs through other identity platforms, and material is organized by product.

Tracked Since Listing

Product updates

Material product, regulatory, evidence and commercial changes at Oz Forensics, each verified against a live source and tagged to the capability axis it bears on. Funding rounds and awards are not product changes and are not logged.

Oct 15, 2026Product sunset

Oz Forensics' iOS SDK 10.4.0 deprecated the on device and hybrid liveness analysis modes and set their removal for 1 January 2027, telling customers to move to server based analysis. Android SDK 10.4.0 followed with the same deprecation a day later.

Bears on: Deployment Model and Data ResidencySource
Sep 24, 2026Product sunset

Oz API 6.7.0 deprecates webhook delivery of analysis results through the resolution_endpoint folder field and states the mechanism will be removed in API 7.0.0. The same release fixes a slowdown on GET /api/folders/ when resolution status and analysis type filters are combined with with_analyses=true.

Bears on: Core Systems and Integration DepthSource
Our read on these updates →Tracked since Sep 2026
Head to Head

Compared With

Most editorial comparisons pair two vendors the index assesses as direct competitors for the same buyer. Some pair vendors that are adjacent rather than rival, where the useful question is where one ends and the other begins. Each carries a verdict, the buyer conditions that favor each vendor, and a graded side by side.

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The index publishes no overall score or ranking. See what we assess and the methodology.

Commercial

Pricing

Vendor-published figures are labeled as such. Figures labeled “Estimated” are derived from third-party sources and have not been confirmed by the vendor.

No pricing data has been verified for this vendor. Pricing information will be published here once confirmed through vendor disclosure or third-party estimation.

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AI FinTech Index

The AI FinTech Index is an independent index that tracks changes to AI vendors in financial services. It holds 610 vendors across banking, lending, insurance, wealth, capital markets and financial crime compliance, each graded on the same 15 capability axes from public sources. No vendor pays for inclusion, placement, or rating.

Index Status
Last index update
October 20, 2026
The AI FinTech Index is an editorial reference, not a regulatory body. Vendor data is verified against published sources and public regulatory filings. Figures labeled “Estimated” have not been confirmed by the vendor. See the Methodology page for evaluation standards and limitations.
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