Insurance AI
I

InfrasAI

InfrasAI, formerly iLife Technologies, sells AI agents that build and maintain the systems insurance carriers and distributors run on. Carriers use it to extract rules and data from legacy sources, map forms and business logic, build workflows, test them and migrate off old systems.

Six agents pull data from sources such as COBOL, EDI, XML and PDF files, interpret rules, map them, build live workflows, generate tests and take change requests in plain English. Deterministic guardrails govern every output, and people edit and approve before anything goes live. Each customer gets a single tenant private cloud, and InfrasAI says customer data never trains its models.

InfrasAI names Guardian and Transamerica among its customers and says it runs in production in all 50 states. It holds SOC 2 Type 2 and prices on outcomes rather than usage. InfrasAI Inc. is based in Sunnyvale, California.

Last VerifiedOctober 3, 2026
Compare InfrasAI with other vendors
Founded
2019
Headquarters
Sunnyvale, California, United States
Website
www.infrasai.io
Categories
insurance-ai, lending-and-banking-operations, wealth-and-advisory
Assessment

Capability Axes

Capability grades

15 of 15 axes rated · 9 graded A or B

AI Capability
AI Centrality
BB on AI CentralityThe models are the engine of a core capability, layered on a product that would still function without them as a rules or workflow system.
Vendor Published

Six agents extract legacy data, interpret rules and forms and build workflows, but the headless integration layer and SDK came first and would still deliver value without them.

Autonomy and Oversight Model
AA on Autonomy and Oversight ModelWhat the system runs alone, what constrains it, and how a person checks it are all published: modes, thresholds, sampling or audit controls, and the route a case takes to human review.
Vendor Published

People edit and approve every generated workflow before it goes live, and business users preview the impact of a plain English rule change before redeploying.

Model Risk Management and Transparency
BB on Model Risk Management and TransparencyReal transparency mechanisms are published, such as per alert explainability, confidence scoring or split testing, without the validation package or supervisory mapping behind them.
Vendor Published

A test agent runs fresh test cases after every build, producing QA documentation and change logs, and deterministic guardrails keep outputs consistent. Defect escape and mapping accuracy figures aren't published.

Operational and Outcome Evidence
BB on Operational and Outcome EvidenceVendor aggregate claims with real figures, or audited scale disclosures from a publicly listed company.
Vendor Published

Guardian and Transamerica are named customers, and the platform runs in production across all 50 states. The 85 percent cost reduction and tenfold faster workflows aren't attributed to either.

AI Safety and Data Stewardship
AA on AI Safety and Data StewardshipThe cross client data boundary is answered specifically and falsifiably: commitments like zero training on customer data or per customer model instances.
Vendor Published

Customer data never trains the models or crosses between clients, and the agents a carrier builds belong to that carrier.

Regulatory and Compliance
GLBA and Data Privacy Posture
CC on GLBA and Data Privacy PostureA standard privacy policy that covers the website rather than the service, or silence on a product that touches limited consumer data.
Vendor Published

The August 5, 2026 privacy policy covers the website and user accounts only, so applicant data moving through the workflows the agents build has no published handling terms.

Security Certifications and Trust Center
BB on Security Certifications and Trust CenterA recognized certification named in the vendor’s own material without the artifact, or with a scope or renewal question the buyer has to raise.
Vendor Published

SOC 2 Type 2 compliance is stated on the site, but there's no trust portal or downloadable report behind it.

Regulatory Status and Licensure
CC on Regulatory Status and LicensureThe regulatory position is unstated. Most vendors in this index are technology suppliers and being unlicensed is the correct posture, so this grade records silence about the posture, not a missing license.
Vendor Published

Eligibility, forms and claims logic for regulated insurance products all pass through the agents, yet no state rule or regulator is named, and compliance requirements are treated simply as inputs to read.

AI Governance and Bias Disclosure
CC on AI Governance and Bias DisclosureResponsible artificial intelligence committed to in policy language with no evaluation behind it, on a product whose bias surface is modest.
Vendor Published

A single wrong mapping in eligibility or underwriting rules would apply to every applicant until caught, and InfrasAI reports no mapping error rate or audit after go live.

AI Liability and Recourse
CC on AI Liability and RecourseMechanisms that enable challenge, such as audit trails and source traceability, with nothing standing behind the output and no route for the person affected.
Vendor Published

An applicant affected by a wrongly mapped rule can't know a mapping shaped the outcome, and InfrasAI publishes no guarantee or correction process for errors that reach production.

Integration and Deployment
Model Supply Chain Disclosure
CC on Model Supply Chain DisclosureThe architecture is described and no provider is named.
Vendor Published

None of the six agents has a named model behind it, and there's no host or subprocessor list either.

Core Systems and Integration Depth
BB on Core Systems and Integration DepthNamed systems or a documented public API, with the depth or the production evidence left open.
Vendor Published

Legacy sources from COBOL files to PDFs are within reach, and a distributor can connect in about fifteen lines of code, but no policy administration system is named and the SDK documentation isn't public.

Deployment Model and Data Residency
BB on Deployment Model and Data ResidencyStated residency commitments or regional hosting options.
Vendor Published

Each customer gets a single tenant private cloud, though its host and region aren't named and no on premise option is described.

Commercial
Commercial Transparency
CC on Commercial TransparencyNo price is published and engagement runs through a demo form, which is the norm in this index.
Vendor Published

Pricing is tied to outcomes, with no unit or formula published, so a buyer can't size the cost before a 30 day proof of concept.

Institution and Segment Coverage
BB on Institution and Segment CoverageNamed segments with dedicated material behind part of the coverage.
Vendor Published

Carriers, distributors and brokers in US insurance are the buyers, with work spanning annuities, retirement and life.

Alternatives to InfrasAI

Vendors in the same categories as InfrasAI whose profiles look most alike, each with a line on what the product does. Similar is not the same: check that each one does the job you need. No vendor pays for placement.

Korint sells a modular core insurance platform to European property and casualty insurers, managing general agents and delegated brokers.

Insly sells modular policy administration software to managing general agents, insurers, brokers and claims administrators, built so business teams configure products without code.

Cytora is a risk digitization and automation platform for commercial insurance, used by insurers, reinsurers, wholesale brokers and managing general agents to turn unstructured submission…

Kalepa builds Copilot, an artificial intelligence underwriting workbench for commercial and specialty property and casualty insurers and managing general agents.

Root Platform sells an API first core for digital and embedded insurance, used by insurers, managing general agents and the retailers, banks and telecoms that distribute cover.

Keylane sells core administration platforms to European insurers and pension providers: Axon for property and casualty, and Plexus for life and pensions.

The index publishes no overall score or ranking. See what we assess and the methodology.

Commercial

Pricing

Vendor-published figures are labeled as such. Figures labeled “Estimated” are derived from third-party sources and have not been confirmed by the vendor.

No pricing data has been verified for this vendor. Pricing information will be published here once confirmed through vendor disclosure or third-party estimation.

Contact us

Found a vendor we missed? Have feedback on the index? We’d love to hear from you.

AI FinTech Index

The AI FinTech Index is an independent index that tracks changes to AI vendors in financial services. It holds 610 vendors across banking, lending, insurance, wealth, capital markets and financial crime compliance, each graded on the same 15 capability axes from public sources. No vendor pays for inclusion, placement, or rating.

Index Status
Last index update
October 20, 2026
The AI FinTech Index is an editorial reference, not a regulatory body. Vendor data is verified against published sources and public regulatory filings. Figures labeled “Estimated” have not been confirmed by the vendor. See the Methodology page for evaluation standards and limitations.
© 2026 AI FinTech Index
3801 N Capital of Texas Hwy, Ste E240 · Austin, TX 78746