AI FinTech Index
Wealth & Advisory AI
A

ARTBnk

ARTBnk, now trading as ARTDAI, sells art market data, valuation and collection tools to insurers, lenders, banks, family offices, corporate collections, appraisers, advisers, dealers, auction houses and marketplaces. Its products include the ArtQ and AuctionQ auction databases, a collection data management system, the ARTDAI Chat research assistant, enterprise APIs and Real Time Valuation, which uses four proprietary mark to market models.

It covers more than 30 million auction records and over a million artists and makers, and publishes more than 350 market indexes that it says are verified on Bloomberg and LSEG. It names Bank of America, Emigrant Bank, Chubb, Aon, Marsh and Berkley One among its partners and customers, alongside Sotheby's, Christie's and Phillips.

ARTDAI says it is ISO 27001 certified and offers dedicated enterprise environments. ARTBnk, Inc. has offices in New York and Newmarket, New Hampshire.

Last VerifiedOctober 3, 2026
Compare ARTBnk with other vendors
Founded
2017
Headquarters
Newmarket, New Hampshire, United States
Website
artd.ai
Categories
wealth-and-advisory, credit-decisioning, insurance-ai
Assessment

Capability Axes

Capability grades

15 of 15 axes rated · 5 graded A or B

AI Capability
AI Centrality
BB on AI CentralityThe models are the engine of a core capability, layered on a product that would still function without them as a rules or workflow system.
Vendor Published

Valuation and chat run on models, four proprietary mark to market models in the valuation's case, while the auction databases and collection management system work without them.

Autonomy and Oversight Model
CC on Autonomy and Oversight ModelAutonomy is claimed and oversight is asserted without a mechanism, or full automation is presented as the entire disclosure. Human in the loop appears as a phrase rather than a described control.
Vendor Published

Automated values arrive instantly, and nothing marks when one is enough for lending or insurance and when a qualified appraiser should take over.

Model Risk Management and Transparency
CC on Model Risk Management and TransparencyTransparency is claimed in general terms with no mechanism a model validator could interrogate.
Vendor Published

Benchmarking against the S&P 500 and gold says how art performs as an asset, not how accurate a valuation is, and no error rate against realized sale prices is published.

Operational and Outcome Evidence
BB on Operational and Outcome EvidenceVendor aggregate claims with real figures, or audited scale disclosures from a publicly listed company.
Vendor Published

Bank of America, Chubb and Sotheby's are among the named partners and customers, though no result is reported for any of them.

AI Safety and Data Stewardship
BB on AI Safety and Data StewardshipA categorical stewardship commitment is published without the retention schedule or the engineering detail behind it.
Vendor Published

Enterprise clients get dedicated environments with role based access, but whether their collection data or valuations feed the shared database and published indexes isn't addressed.

Regulatory and Compliance
GLBA and Data Privacy Posture
CC on GLBA and Data Privacy PostureA standard privacy policy that covers the website rather than the service, or silence on a product that touches limited consumer data.
Vendor Published

The April 1, 2023 privacy policy covers account and usage data but says nothing about the collection inventories clients load into the platform.

Security Certifications and Trust Center
BB on Security Certifications and Trust CenterA recognized certification named in the vendor’s own material without the artifact, or with a scope or renewal question the buyer has to raise.
Vendor Published

ISO 27001:2022 certification is claimed, with audit trails on source verified data, though no certificate or trust center is offered.

Regulatory Status and Licensure
CC on Regulatory Status and LicensureThe regulatory position is unstated. Most vendors in this index are technology suppliers and being unlicensed is the correct posture, so this grade records silence about the posture, not a missing license.
Vendor Published

Appraisal standards go unmentioned, as do any regulator or rule, so whether a valuation is meant to stand alone or feed an appraiser's work is unclear.

AI Governance and Bias Disclosure
CC on AI Governance and Bias DisclosureResponsible artificial intelligence committed to in policy language with no evaluation behind it, on a product whose bias surface is modest.
Vendor Published

Auction history carries documented discounts on work by women artists and artists of color, and models fitted to it inherit those gaps. Accuracy across artist groups and thinly traded names isn't tested in public.

AI Liability and Recourse
CC on AI Liability and RecourseMechanisms that enable challenge, such as audit trails and source traceability, with nothing standing behind the output and no route for the person affected.
Vendor Published

A low automated value can shrink a loan, an insured value or an estate figure, and ARTDAI publishes no correction route or commitment behind it.

Integration and Deployment
Model Supply Chain Disclosure
CC on Model Supply Chain DisclosureThe architecture is described and no provider is named.
Vendor Published

How auction data is licensed, and which models power the chat and valuations, isn't said, even though auction houses appear as partners.

Core Systems and Integration Depth
CC on Core Systems and Integration DepthIntegration claimed through standards or connectors with no system named and nothing to verify.
Vendor Published

A documentation site backs the enterprise APIs, but no loan, policy or portfolio system is named as a destination.

Deployment Model and Data Residency
CC on Deployment Model and Data ResidencyCloud only with nothing stated, which is the category norm.
Vendor Published

AWS stores the data, with no region or residency commitment stated.

Commercial
Commercial Transparency
CC on Commercial TransparencyNo price is published and engagement runs through a demo form, which is the norm in this index.
Vendor Published

Databases, valuations and APIs all go unpriced on the site.

Institution and Segment Coverage
BB on Institution and Segment CoverageNamed segments with dedicated material behind part of the coverage.
Vendor Published

Insurers, lenders and auction houses are among a wide set of buyers, served by separate products for data, collection management and valuation.

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The index publishes no overall score or ranking. See what we assess and the methodology.

Commercial

Pricing

Vendor-published figures are labeled as such. Figures labeled “Estimated” are derived from third-party sources and have not been confirmed by the vendor.

No pricing data has been verified for this vendor. Pricing information will be published here once confirmed through vendor disclosure or third-party estimation.

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AI FinTech Index

The AI FinTech Index is an independent index that tracks changes to AI vendors in financial services. It holds 610 vendors across banking, lending, insurance, wealth, capital markets and financial crime compliance, each graded on the same 15 capability axes from public sources. No vendor pays for inclusion, placement, or rating.

Index Status
Last index update
October 20, 2026
The AI FinTech Index is an editorial reference, not a regulatory body. Vendor data is verified against published sources and public regulatory filings. Figures labeled “Estimated” have not been confirmed by the vendor. See the Methodology page for evaluation standards and limitations.
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