Shufti vs Signzy (2026)
A fintech or bank choosing between these two is deciding between open per check pricing with an on premises option and a catalog built around India's onboarding rules with reach into the United States and the Gulf. Shufti runs document checks, face matching, chip reads and liveness on its own AI engine across more than 240 countries and territories, publishes a $1.50 per verification Essentials plan, and lets a bank install the biometric stack on its own servers. Its passive liveness passed iBeta's Level 3 presentation attack test in May 2026 with no attack accepted and no genuine user rejected. Signzy offers more than 340 application programming interfaces (APIs), with video identification under Reserve Bank of India rules, India's central know your customer registry and United States business checks, and quotes 95 percent accuracy for its video face match without a method. Both screen against sanctions and keep monitoring customers after onboarding. Neither publishes face matching performance across skin tone, age or gender, the measure that matters most for a product deciding who opens an account.
- The budget needs a price before the first sales call. Shufti publishes per verification rates, from a free tier of 10 checks a month to $1.50 a check on Essentials.
- Biometric data cannot leave the bank. Shufti installs liveness, document verification and face matching on the bank's own servers or private cloud.
- Deepfakes and presentation attacks are the main onboarding risk. Shufti's passive liveness is certified at iBeta Level 3 under ISO/IEC 30107-3.
- Customers arrive from many countries at once. Shufti verifies in more than 240 countries and territories and more than 150 languages through one integration.
- Indian customers must pass the central registry's 2.0 validation. Signzy's agentic platform prepares each record so it is accepted at the first submission.
- Branch visits are being replaced by video calls under Reserve Bank of India rules. Signzy gives managers live insight into calls, traffic and agent activity during those sessions.
- American business customers need registry checks. Signzy's business verification covers Secretary of State filings, employer identification numbers and beneficial owners.
- The compliance team wants contract signing from the same vendor. Signzy manages the contract lifecycle with electronic signatures, templates and audit ready workflows.
This comparison is published by AI FinTech Index, an independent research platform that publishes independent ratings of AI vendors for financial services. Shufti and Signzy are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI FinTech Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Shufti | Signzy | |
|---|---|---|
| Primary category | AML, KYC & Financial Crime | AML, KYC & Financial Crime |
| Founded | 2017 | 2015 |
| Headquarters | London, United Kingdom | Bengaluru, Karnataka, India |
| Website | shuftipro.com | www.signzy.com |
Side by Side
Select any grade to read the note behind it.
| Axis | S Shufti |
S Signzy |
|---|---|---|
| AI Centrality | ||
| Autonomy and Oversight Model | ||
| Model Risk Management and Transparency | ||
| Operational and Outcome Evidence | ||
| AI Safety and Data Stewardship | ||
| GLBA and Data Privacy Posture | ||
| Security Certifications and Trust Center | ||
| Regulatory Status and Licensure | ||
| AI Governance and Bias Disclosure | ||
| AI Liability and Recourse | ||
| Model Supply Chain Disclosure | ||
| Core Systems and Integration Depth | ||
| Deployment Model and Data Residency | ||
| Commercial Transparency | ||
| Institution and Segment Coverage |
The short version of each
Shufti
Shufti, founded in 2017 with offices in London, Helsingborg and Dubai, sells identity and business verification, anti money laundering screening and fraud signals to banks, fintechs, crypto firms, payment providers and gaming platforms, and states more than 2,000 clients. One application programming interface carries document, face, chip and liveness checks, device fingerprinting and behavioral biometrics, with deployment in the cloud, a private cloud or on premises. Misterb&b lifted pass rates from 77 to 88 percent with it, and ACU became the first Caribbean institution with fully digital member onboarding.
Source: AI FinTech Index, 2026
Signzy
Signzy serves banks, lenders, payment providers and enterprises from New York, Illinois, Dubai, Bengaluru and Mumbai, combining consumer and business identity checks, video identification, sanctions screening, transaction monitoring and contracts in one catalog with a no code journey builder. More than 500 companies use it, HSBC, Citi, ICICI Bank and Stripe among them, and Trust Scores built on more than 200 signals target mule accounts. In the AI FinTech Index, Shufti is the more open of the two on commercial terms and deployment, while Signzy goes deeper into India's registry and video rules.
Source: AI FinTech Index, 2026
Common questions
Can either run on the bank's own infrastructure?
Shufti can. Liveness, document verification and face matching run on premises or in a private cloud, installed by its engineers, while screening runs in regional clouds in the EU, UK, US, Asia Pacific and the Middle East. Signzy names data localization and residency among its security practices. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 13, 2026. No vendor pays for placement.
What does each publish about liveness accuracy?
Shufti's passive liveness was tested by iBeta at Level 3 of ISO/IEC 30107-3 in May 2026, with 0 percent attack acceptance and 0 percent bona fide rejection, a result with its method named. Signzy quotes 95 percent accuracy for face match, liveness and location on video calls without a test design. Neither figure says how the checks perform across demographic groups. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 13, 2026. No vendor pays for placement.
Which one covers India's onboarding rules?
Signzy. Its video identification is built for Reserve Bank of India rules, and its agentic platform connects a bank's core system to version 2.0 of the central know your customer registry. Shufti builds for global reach instead, with eID, database and document checks across more than 240 countries and territories. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 13, 2026. No vendor pays for placement.
How does each handle a refused applicant?
Shufti gives a compliance officer the full evidence package for any user in under 30 seconds, with AI confidence scores and liveness results, and journeys escalate to stronger checks when rules require it. Signzy's video agents can capture again and flag a suspicious call. Neither describes a route for the applicant to challenge the outcome. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 13, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Fraud Detection & Transaction Risk page.
Shufti's pricing, certification results and customer figures and Signzy's accuracy figure come from the vendors' own materials. iBeta's Level 3 result covers passive liveness only.