Built Technologies vs JurisTech (2026)
Built Technologies and JurisTech both sell lending software to banks, but for different loans in different countries. Built's software administers construction and real estate loans in the United States, where money is released in draws against work done on a site. JurisTech's covers retail, corporate, commercial and Islamic lending, mainly in Malaysia, from onboarding through collections. The AI sits at different points as well. Built's Draw Agent reviews each draw request against the loan agreement, budget, inspection reports and the lender's own procedures. The lender picks one of three modes, from recommendations a person approves through to full execution with exceptions flagged. JurisTech sells its AI as separate products, with Juris AICraft agents drafting credit papers and spreading financial statements and Juris Collect forecasting which delinquent customers will cure on their own. JurisTech holds ISO 27001:2022 certification and a SOC 2 Type 2 attestation, while Built names no security certification. Both price by quote, neither names where borrower data is hosted, and neither sets out terms for when an automated decision is wrong.
- You lend on construction. Built handles loan administration, draws, budgets, inspections, lien waivers and payments, and connects the lender, borrower, builder and inspector in one workflow.
- You want to set how much the agent decides. The Draw Agent runs in audit mode, recommending actions for a person to approve, in assist mode, where staff make the final call, or in automate mode, executing once policies are met and flagging exceptions.
- You want a file behind every funding decision. Each funding action writes a compliance file, so a disputed draw can be rebuilt from the documents that informed it.
- You want measured results. Built reports 99.9 percent accuracy across more than 500,000 automated tasks, draw reviews cut by as much as 95 percent and a two to five times gain in capacity.
- You lend in Malaysia and want bureau links built in. Juris Collect draws on CCRIS and CTOS, and Alliance Bank's origination system embeds CTOS decisioning, eKYC and scoring.
- You need the whole consumer and commercial lending workflow. JurisTech covers onboarding, origination, credit administration with lawyer and valuer portals, loan management and collections.
- Collections is a priority. Juris Collect forecasts self curing customers, predicts accounts heading to nonperforming status and tests strategies against each other.
- You want security credentials in hand. JurisTech offers its ISO 27001:2022 certificate as a download and has a SOC 2 Type 2 attestation covering security and availability.
This comparison is published by AI FinTech Index, an independent research platform that publishes independent ratings of AI vendors for financial services. Built Technologies and JurisTech are each graded against the same capability taxonomy, from each vendor's own public materials and the regulatory record, under the AI FinTech Index verification standard. No vendor pays for placement, and no vendor has reviewed this page. How this evidence is graded
Plain facts
| Built Technologies | JurisTech | |
|---|---|---|
| Primary category | Lending & Banking Operations | Lending & Banking Operations |
| Founded | 2014 | 2003 |
| Headquarters | Nashville, Tennessee, United States | Kuala Lumpur, Malaysia |
| Website | getbuilt.com | juristech.net |
Side by Side
Select any grade to read the note behind it.
| Axis | B Built Technologies |
J JurisTech |
|---|---|---|
| AI Centrality | ||
| Autonomy and Oversight Model | ||
| Model Risk Management and Transparency | ||
| Operational and Outcome Evidence | ||
| AI Safety and Data Stewardship | ||
| GLBA and Data Privacy Posture | ||
| Security Certifications and Trust Center | ||
| Regulatory Status and Licensure | ||
| AI Governance and Bias Disclosure | ||
| AI Liability and Recourse | ||
| Model Supply Chain Disclosure | ||
| Core Systems and Integration Depth | ||
| Deployment Model and Data Residency | ||
| Commercial Transparency | ||
| Institution and Segment Coverage |
Product updates
The latest logged changes from each vendor, newest first, each linked to its source.
Built Technologies
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Safety / governance
Built's CLA Draw Agent now lets draw processors and approvers override a blocking finding by choosing a decision and a reason, with an optional comment.
Source -
Product / capability
Built's September release for CLA+ adds Automatic Draw Submission in the Sponsored Borrower Portal, which separates, labels and matches borrower documents to lender requirements.
Source -
Product / capability
Built Technologies shipped its Summer 2026 release across its Construction Loan Administration and Deal Management platforms.
Source
The short version of each
Built Technologies
Built Technologies, based in Nashville, runs construction and real estate finance operations for banks, credit unions and private credit lenders. Loan administration, draw and budget management, inspections, lien waivers and payments sit in one system shared by the lender, borrower, builder and inspector. Its AI Draw Agent reviews draw requests in audit, assist or automate mode, and the lender chooses which. Built reports 99.9 percent accuracy across more than 500,000 automated tasks and draw reviews cut by as much as 95 percent, to as little as three minutes. More than 625 banks, private credit lenders, owners and contractors use it, managing over $350 billion of activity a year.
Source: AI FinTech Index, 2026
JurisTech
JurisTech is a Kuala Lumpur lending software company selling onboarding, origination, credit administration, loan management and collections as one suite, mainly to Malaysian banks and lenders, and it is expanding into Indonesia and the Philippines. Juris Collect forecasts which delinquent customers will cure on their own, and Juris AICraft runs agents that draft credit papers and spread financial statements. Alliance Bank Malaysia cut application turnaround by 30 percent after going live on its origination system in November 2025. According to the AI FinTech Index, JurisTech holds ISO 27001:2022 certification and a SOC 2 Type 2 attestation, and CTOS Digital owns 39 percent of the company.
Source: AI FinTech Index, 2026
Common questions
Do Built Technologies and JurisTech compete?
Only at the edges. Built sells to construction and real estate lenders in the United States, and JurisTech sells to banks and finance companies in Malaysia, with expansion into Indonesia and the Philippines, across retail, corporate, commercial and Islamic lending. A lender would choose between them by market and loan type before anything else. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 9, 2026. No vendor pays for placement.
How much does the AI decide on its own in each?
At Built, the lender sets it. The Draw Agent recommends in audit mode, handles routine steps in assist mode and executes in automate mode once policies are met, flagging exceptions. At JurisTech, decisions in Juris DecisionCraft run on rules built in a no code builder and are simulated before going live. Juris Origination routes applications through a multi level approval matrix, and Juris MindCraft recommends next best actions to officers rather than acting. JurisTech does not set out the point at which an automated decision passes to a person. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 9, 2026. No vendor pays for placement.
Which security certifications does each hold?
JurisTech announced ISO 27001:2022 certification and a SOC 2 Type 2 attestation covering security and availability in February 2026, and offers the certificate as a download. Built has no public trust center or certification list. Its endorsement from a national banking trade association involved a review, but that review is commercial rather than a security attestation. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 9, 2026. No vendor pays for placement.
What happens when the AI gets it wrong?
Both keep records a lender can use to reconstruct a decision. Built writes a compliance file for every funding action, and JurisTech keeps maker checker controls, audit logs and decision traceability in Juris DecisionCraft. Neither offers an accuracy guarantee, a remediation term or indemnity for its AI. A builder whose draw is held and a borrower placed on a collections track have no described route to contest the outcome. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 9, 2026. No vendor pays for placement.
What do Built Technologies and JurisTech cost?
Both price by quote. Built lists no rates, tiers or billing unit, and does not say whether payments carry their own charges. JurisTech's prices are available on request, and it does not say whether licensing runs per module, per institution or by volume. Graded by AI FinTech Index against the same capability axes from each vendor's own published materials, verified October 9, 2026. No vendor pays for placement.
Related comparisons
Other published head to head assessments involving these vendors or their closest peers. The full set for this category is on the Credit Decisioning & Underwriting page.
Built's accuracy, time and capacity figures are its own and are not tied to a named customer or a stated method. JurisTech's Alliance Bank figures come from the bank's go live in November 2025, and its ownership figure reflects the stake sale CTOS agreed in July 2026.